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This book is not about saving money. It’s about saving the right way. It’s about
doing more with what you already have. And it’s about aligning your financial
decisions toward a common goal; creating reliable life-long income.
You’ll read stories about people just like you. You’ll see examples—with
numbers—explaining why something works, or perhaps doesn’t work. You’ll
learn how to create a plan and use it to compare various financial scenarios.
You’ll learn which factors you can control, and which ones you can’t, so you can
focus on what matters. And when you’re done, you won’t be done. You’ll be
beginning a journey—a journey of using your money as the valued resource that
it is. A resource that can allow you to pursue those things that are nearest and
dearest to your heart, whatever they may be.
I’d recommend you start at the beginning, and for the most part, read in order—
with one exception. If you’re still many, many years away from your earliest Social
Security claiming age (which is 62 for most people and 60 for widow/widowers),
then you may want to simply scan Chapter 3 and keep going. It gets kind of
technical and the techie stuff won’t apply to you till you’re older. But that’s the
only break you get! The rest of the chapters are appropriate for all, and you’re
bound to learn something that is going to be valuable for you. (And even with the
Social Security chapter, you may learn something that can help out a neighbor,
friend or co-worker.)
So, no time to waste. Let’s get started. It is time to take control of your retirement
destiny. |
